Commercial package
You asked, we delivered.
Our commercial package bundles the core coverages Canadian businesses need into one tailored solution, backed by our expert team of underwriters. Our local teams across Canada understand the unique risk environments in each region and will work with you to build a coverage plan that fits your operations today, and evolves as your business grows at home and across the border.
Delivered with unprecedented speed and efficiency, you can now expect robust and comprehensive coverage from our commercial package featuring casualty, commercial auto, crime, cyber, directors and officers, environmental impairment liability, equipment breakdown, errors and omissions, general liability, property, technology E&O, umbrella and excess, and more, with tailored coverages available for a variety of industries.
A protective partnership
Target classes
Manufacturing/wholesale
- Machinery
- Equipment
- Tools
- Metal products
- Electronic products
- Printing & publishing
- Non-critical auto parts
- Food manufacturing
Contractors
- Industrial
- Concrete
- Masonry
- Plastering
- Water/sewer/pipeline
- Electrical
- HVAC
- Excavation
- Oil & gas upstream lifecycle contractors
Professional services
- Consulting
- Architecture & engineering (A&E)
- Surveying
- Drafting
- Law firms
- Accountants
- Business services & advertising
Commercial real estate
- Commercial office space
- Mercantile
- REIT
- Light industrial
Retail services
- Clothing
- Shoes
- Home improvement
Financial institutions
- Banks
- Credit unions
- Asset managers
- Insurance
Technology
- IT software & service providers
- IT consultants
- Data centers
- Hosting providers
- Providers of wireline phone
- Cable
- Internet & VOIP
- Electronic components manufacturing
- Computer & communications equipment manufacturing
- Digital platforms that facilitate a marketplace
- Instruments & measuring devices
- Robotics
Our difference
Local expertise every step of the way: Our risk expertise sets us apart. With teams from coast to coast, we know the local conditions that affect your business. And our underwriters have the authority to act — helping design solutions that address the specific risks facing Canadian industries.
Flexible coverage with competitive pricing: Get the protection you need with flexible coverage and competitive pricing. Our solutions pair meaningful capacity with terms and conditions tailored to your operation, and deductible options that help control costs. We also continually enhance our products so they stay aligned with the changing needs of your industry.
Partnering for a mutual advantage: As the only mutual insurer in the top 10 global commercial and specialty rankings, we’re built to stand with businesses when the future is uncertain. We take a long‑term view of profitability, so we can be a steady partner when others pull back. Our retained profits are invested to strengthen our balance sheet and help ensure we’re there even in the most unprecedented times. And because we aren’t beholden to outside investors, we’re free to invest in the future and continually improve the service and solutions we provide.
Deep claims expertise with active partnership: No matter the claim, our team shares one clear belief: carriers exist to pay claims. We take a partnership-based approach by learning your business and its environment so we can get claims right. With claims handlers in offices across Canada and the U.S., we combine local jurisdictional knowledge with national scale to respond quickly and effectively.
Dedicated risk services to help keep your business running: Your future is our future. We’re invested in protecting your people, property and operations so your business can run safely. Tap into a team of dedicated risk professionals with more than 200 years of combined experience who provide risk assessments on-site, by phone and online to identify exposures and reduce them. And when your business expands, our local Canadian teams bring cross‑border expertise and practical insurance and risk‑mitigation strategies to help you grow with confidence.
The materials herein are for informational purposes only. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Any such case study, example, or illustration cannot guarantee you will achieve similar results or outcomes. Individual outcomes may vary based on your particular facts and circumstances, policy language, and applicable law. Coverages and features are not available in all provinces and territories. Eligibility is subject to meeting applicable underwriting criteria. Learn more about Liberty Mutual Canada, including our privacy policy, at libertymutualcanada.com or call us toll-free at 800-461-5079.
Liberty Mutual Canada™ is the registered business name under which the Canadian branch of Liberty Mutual Insurance Company operates in Canada. Coverage provided and underwritten by Liberty Mutual Insurance Company.
